Florida Auto Insurance Attorney
Florida Insurance Lawyer Recovering Money for Damages
Searching for an attorney for an auto insurance claim in Coral Gables?
Insurance companies are large corporations in business for one purpose,
to make a profit. They are focused on reducing what they pay out in auto
insurance claims. You should contact an experienced law firm to help you
receive a fair settlement on your claim. If you have already been through
the red tape, phone calls, fill out forms, obtained appraisals, provided
documents and your insurance company still will not offer you a reasonable
settlement, you may find yourself in an insurance dispute. I have been
effectively assisting my clients since 1997, so they can receive maximum
benefits for their auto insurance claims. I have the hard-hitting negotiation
skills and aggressive litigation experience needed to successfully represent
you in a determined effort to achieve a settlement that will cover your losses.
Insurance companies often discourage people from retaining the services
of a lawyer in any settlement process. The truth is that the insurance
companies have lawyers on staff to aggressively protect their bottom line.
You deserve a tenacious insurance attorney from my firm to aggressively
protect your rights and best interests. My firm will carefully evaluate
your case and your policy to determine your legal options.
A "No-Fault" Auto Insurance State
In the sunny state of Florida, all motorists are required to have auto
insurance in the event of an accident. By having collision insurance,
liability insurance and medical insurance, you can protect yourself from
possible financial liabilities after an accident. With a "no-fault"
state like Florida, it does not matter who was at fault for the accident
because each driver's respectable insurance company will pay for their
damages. On the other hand, with an "at-fault" state, the negligent
party will be responsible for paying the damages of both parties. No-fault
insurance is intended to keep auto collisions and other traffic accidents
out of the courtrooms in order to avoid any further cost. Determining
who is at fault is always half the battle and that process can be very
time consuming. With no-fault insurance you can be compensated faster
and skip the step of proving liability.
You may be thinking, what happens when my car is a total loss? In situations
when your car is irreparably damaged, and the costs to fix it exceed the
total value of your car, then it is considered to be a "total loss."
In situations like these, your insurance should pay you the current fair
market value of your car so you can sell it and put the money towards
When dealing with auto insurance claims, it is very important that you
understand the laws of the state in which you live. It is also critical
that you purchase an insurance policy that full covers your specific needs
so that you are fully covered in the event of an auto collision.
Reasons for Auto Insurance Claim Denials
Insurance companies occasionally deny policy holder claims, when they are
legally responsible to pay for it. There are only a select number of situations
when your insurance can legally deny your claim, even if you weren't
at fault. The main reasons for denial include:
- If you fail to adhere to the proper claim reporting procedures that are
explained in your insurance policy, like missing a deadline (ex: reporting
your accident within a certain period of time)
- When the location of your vehicle does not match the original vehicle location
in your contract (where you keep your car can affect your insurance premiums)
- If they find out that you made any false or misleading statements when
you signed up for your policy. Also, if you fail to keep them updated
with important information, like when you move, then they may deny you coverage.
Helping Clients with Auto Insurance Coverage
Even if you follow all prescribed procedures you may be offered an unreasonable
settlement from your insurance company. I will tirelessly fight for your
rights and the settlement that you are entitled to. My firm may be able
to help you understand the terms and conditions of your particular insurance
policy and to make sure that your claim is properly documented and submitted.
I can vigorously negotiate with the insurance company on your behalf and
take them to court if necessary. Put my proven record of success and extensive
knowledge to work for you when you are seeking a resolution to your insurance dispute.
Contact a Florida insurance attorney from my firm right away to assist you in seeking the full benefits that
you are entitled to when filing an auto insurance claim. Call
(888) 591-0233 for a free case evaluation!